Mortgage Loan Eligibility

 

In order to get a mortgage loan, you need to fulfill certain minimum eligibility conditions. The following factors are considered while determining
your eligibility for a mortgage loan:

 

  • Your total annual income.
  • Minimum age needs to be 21 years.
  • If have any existing liabilities.
  • Valuation of your property.
  • Number of dependents you have.
  • Your total work experience and experience in your current job.
  • Financial documents.
  • Both salaried and self-employed individuals are eligible to apply for mortgage loan.

 

DOCUMENTS OF MORTAGE LOAN

BUSINESS PROFILE
  • CHEQUE 2
  • PHOTO 4
  • PANCARD COPY
  • RESIDENCY PROOF LATEST
  • AADHAR CARD
  • BUSINESS PROOF ( S.S.I/GUMASTA)
  • LAST 3 YEARS I.T.R
  • G.S.T I.T.R
  • LAST 3 YEARS AUDIT REPORT
  • LAST 1 YEARS BANK STATEMENT ( CURRENT ,  SAVING &  CC )
  • Sell Deed
  • MASTER FILE
  • ANY OTHER LOAN DOCUMENT (SENCTION LETTER,WEL COME LETTER,SOA)